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Swanton, MD Utility & Living Guide
Living in Swanton, MD offers a tranquil and picturesque experience with its rolling hills and scenic countryside, perfect for those seeking a peaceful retreat from city life.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1000/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $900 |
The housing market in Swanton is characterized by a mix of older and newer homes, with a range of prices to suit different budgets. Rentals are also available, although options may be limited. The area is popular with families and retirees due to its peaceful atmosphere and natural beauty.
Cost of Living
105
+5% above national average
102
98
100
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + No County or City tax</p> | |
Maryland has a progressive income tax system with rates ranging from 2% to 5.75%, and Swanton residents are subject to these state taxes.
Family & Relocation
60
7/10
$900/mo
City Pulse
Public transit options are limited in Swanton, but the area is relatively flat and walkable, making it accessible for strollers and families.
- Deep Creek Lake
- Swanton Park
- Garrett County Fairgrounds
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Swanton based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Key local regulations include zoning laws and building codes, which aim to preserve the area’s natural beauty and character.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Swanton — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Swanton tend to be higher in the winter months due to heating needs, with average electric bills increasing by 20-30% from December to February. In contrast, summer months see a decrease in utility costs as the weather warms up and heating needs diminish.
🏛️ Local Tax Details
The ZIP code 21561 has a property tax millage rate of 0.85, with no local surtaxes specific to Garrett County.
👶 Family & Stroller Friendliness
Score 6: Swanton has decent sidewalk quality and park access, but elevator access in transit is limited, and family infrastructure is still developing.
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