Swords Creek, VA Utility & Living Guide

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Swords Creek, VA Utility & Living Guide

Living in Swords Creek, VA offers a tranquil atmosphere with easy access to outdoor recreation and a strong sense of community.

Last updated: September 22, 2026
Total Utilities$280/mo
1BR Rent$900/mo
Sales Tax5.3%
COL Index94 (-6% below national average)
Family Score7/10
Median Home$220,000
📷 Live Cameras — Swords Creek
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🌤️ Live Weather — Swords Creek
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Swords Creek is experiencing growth in its tourism industry, driven by outdoor enthusiasts and those seeking a peaceful retreat. Local businesses are adapting to meet the needs of this new demographic, with a focus on sustainable practices and community engagement.
⚠️ Natural Hazard History — Swords Creek
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

American Electric Power
🔥 Gas

—

N/A - Electric only
💧 Water

$50/mo

Russell County Public Service Authority
🗑️ Garbage

$30/mo

Russell County Waste Management
📶 Internet

$60/mo

Combined Average Overhead$280/month

Housing Market

Rent & Property
1 Bedroom$900/mo
2 Bedrooms$1200/mo
3 Bedrooms$1800/mo
Median Home Price$220,000
Property Tax Rate0.85%
Avg Childcare/mo$800

The housing market in Swords Creek is relatively affordable, with a mix of older and newer homes available. Rentals are also available, although options may be limited. The area is attracting new residents due to its natural beauty and outdoor recreational opportunities.

Cost of Living

Overall COL Index

94

US national avg = 100
vs National Avg

-6% below national average

Groceries

95

Transportation

88

Healthcare

105

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax5.3%
Property Tax Rate0.85%
<p>State 4.3% + Local 1%</p>

Virginia has a progressive income tax system with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

70

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$800/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries including tourism, healthcare, and manufacturing
Top Local Concerns
Economic development, infrastructure, public safety
🚌 Transit for Families

Public transportation is limited, but sidewalks and parks are stroller-friendly, making it easy to get around with kids

🎡 Top Kid Attractions
  • 🎯
    Breaks Interstate Park
  • 🎯
    Russell County Fairgrounds
  • 🎯
    Clinch River

Best Neighborhoods for Families

The area around Breaks Interstate Park is popular with families, offering easy access to outdoor recreation and scenic views. Other desirable neighborhoods include those near the town center, with its shops and community events.

Household Budget Calculator

Estimate your real monthly cost of living in Swords Creek based on your household profile.

📰 Live Local News

Zoning laws and building codes are enforced by Russell County, and residents are required to obtain permits for certain projects

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📊 Swords Creek — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months bring higher electric bills due to air conditioning usage, while winter months see increased costs for heating. Residents can expect to pay around 10-20% more for utilities during these peak seasons.

🏛️ Local Tax Details

The ZIP code 24649 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and relatively flat terrain, making it easy to navigate with a stroller, although some areas may lack elevator access in public buildings

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