Tall Timbers, MD Utility & Living Guide

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Tall Timbers, MD Utility & Living Guide

Living in Tall Timbers, MD offers a tranquil and scenic experience with its natural surroundings and small-town charm.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$340,000
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⚠️ Natural Hazard History — Tall Timbers
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

SMECO (Southern Maryland Electric Cooperative)
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

St. Mary's County Metropolitan Commission
🗑️ Garbage

$30/mo

St. Mary's County Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$340,000
Property Tax Rate1.15%
Avg Childcare/mo$1200

The housing market in Tall Timbers is characterized by a mix of older and newer homes, with a growing demand for waterfront properties. The area is popular among retirees and families, with a range of housing options available. However, the market can be competitive, with limited inventory in certain price ranges.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

96

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.15%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive income tax system, with rates ranging from 4.75% to 5.75%. Residents of Tall Timbers are also subject to federal income tax.

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican voters
Business Momentum
Moderate, with key industries in technology, healthcare, and tourism
Top Local Concerns
Traffic, education, public safety
🚌 Transit for Families

The public transit system in Tall Timbers is limited, but the area is relatively stroller-friendly, with wide sidewalks and accessible parks.

🎡 Top Kid Attractions
  • 🎯
    St. Mary's County Fair
  • 🎯
    Point Lookout State Park
  • 🎯
    St. Clement's Island State Park

Best Neighborhoods for Families

The best neighborhoods for families in Tall Timbers include the waterfront communities, such as Tall Timbers and Colton's Point, which offer a range of amenities and activities. The area is also home to several parks and recreational facilities, making it an attractive option for families with children.

Household Budget Calculator

Estimate your real monthly cost of living in Tall Timbers based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

The St. Mary’s County government regulates zoning, building permits, and environmental issues. Residents are also subject to Maryland state laws and regulations.

The current financial trends in Tall Timbers indicate a growing economy, driven by the expansion of the technology and healthcare sectors. However, the area is also experiencing an increase in housing costs, which may impact affordability for some residents.

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📊 Tall Timbers — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Tall Timbers tend to be higher in the summer months, due to the increased use of air conditioning. In the winter, costs are lower, but may still be impacted by the need for heating. Residents can expect to pay around 10-15% more for utilities during the peak summer months.

🏛️ Local Tax Details

The ZIP code 20690 has a property tax millage rate of 0.85, with no local surtaxes. However, residents are still subject to Maryland state taxes and regulations.

👶 Family & Stroller Friendliness

Score 8/10, with explanation: The area has wide sidewalks and accessible parks, making it relatively stroller-friendly. However, the limited public transit system and lack of elevators in some buildings may make it difficult for families with strollers to navigate.

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