Temple, NH Utility & Living Guide

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Tier 3 Location

Temple, NH Utility & Living Guide

Living in Temple, NH offers a peaceful and serene environment with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1100/mo
COL Index118 (+18% above national average)
Family Score7/10
Median Home$340,000
🌤️ Live Weather — Temple
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⚠️ Natural Hazard History — Temple
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Town of Temple Water Department
🗑️ Garbage

$30/mo

Casella Waste Systems
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$2000/mo
Median Home Price$340,000
Property Tax Rate1.8%
Avg Childcare/mo$1200

The housing market in Temple is relatively stable, with a mix of older and newer homes available. The town has a range of housing options, from small cottages to larger farmhouses. However, the inventory of available homes can be limited at times.

Cost of Living

Overall COL Index

118

US national avg = 100
vs National Avg

+18% above national average

Groceries

105

Transportation

92

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Property Tax Rate1.8%
<p>State 0% + No County tax + No City tax</p>

New Hampshire has no state income tax, but it does tax dividends and interest income.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries including tourism, agriculture, and small manufacturing
Top Local Concerns
Property taxes, road maintenance, broadband access
🚌 Transit for Families

Temple has limited public transportation options, but the town is relatively small and walkable, with some sidewalks and crosswalks available.

🎡 Top Kid Attractions
  • 🎯
    Temple Mountain
  • 🎯
    Otter Brook State Park
  • 🎯
    Peterborough Players Theatre

Best Neighborhoods for Families

The village center and surrounding areas offer a charming and family-friendly atmosphere, with easy access to local amenities and outdoor recreation. The town's rural areas also provide a peaceful and natural environment, with larger properties and more space.

Household Budget Calculator

Estimate your real monthly cost of living in Temple based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Temple has zoning regulations and building codes in place to preserve the town’s rural character and protect the environment.

The current financial trend in Temple is a growing demand for remote work and online businesses, driven by the town's rural charm and easy access to outdoor recreation. However, this trend also poses challenges for the local infrastructure and housing market.

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📊 Temple — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Temple can fluctuate significantly by season, with higher electricity costs in the winter due to heating and higher water costs in the summer due to irrigation and outdoor use. However, the town's mild climate and abundance of natural resources help to mitigate these fluctuations.

🏛️ Local Tax Details

The ZIP code 03084 has a property tax millage rate of 24.5, with no local surtaxes.

👶 Family & Stroller Friendliness

6, with explanation: Temple has some sidewalks and crosswalks, but the town's rural areas can be challenging for stroller navigation, and elevator access in transit is limited.

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