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Temple, Texas Utility & Living Guide
Temple is a city in Bell County, Texas, United States. As of 2020, the city has a population of 82,073 according to the U.S.
Total Utilities$310/mo
1BR Rent$979/mo
Sales Tax6.25%
COL Index96 (-4)
Family Score6/10
Median Home$191,300
📷 Live Cameras — Temple
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🌤️ Live Weather — Temple
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Living in Temple, summers are intense — Aug highs average 97.7°F, while winters are cool, with Feb lows hovering around 40.8°F. At just 1397 heating degree days per year, home heating costs are minimal. With 39.6 inches annually, the climate is relatively dry. Median household income: $61,003. With a 17.0% poverty rate and 52.8% homeownership, the community reflects a stable residential mix. Air quality is Good — avg AQI 46 over the past week.
⚠️ Natural Hazard History — Temple
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨👩👧 Families
🧮 Tools
Monthly Utility Costs
⚡ Electric
$145/mo
Local utility provider
🔥 Gas
$35/mo
Local gas utility
💧 Water
$40/mo
Municipal water department
🗑️ Garbage
$25/mo
Municipal waste management
📶 Internet
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $979/mo |
| 2 Bedrooms | $1088/mo |
| 3 Bedrooms | $1360/mo |
| Median Home Price | $191,300 |
| Property Tax Rate | 1.6% |
| Avg Childcare/mo | $900 |
Contact a local realtor for current market conditions in Temple.
Cost of Living
Overall COL Index
96
US national avg = 100
vs National Avg
-4
Groceries
94
Transportation
97
Healthcare
92
Childcare/mo
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.6% |
Family & Relocation
Family Vibe Score
6/10
Safety Index
55
Higher = safer
School Rating
6
GreatSchools avg
Avg Childcare
$900/mo
City Pulse
Population Trend
Population: 5,000
Household Budget Calculator
Estimate your real monthly cost of living in Temple based on your household profile.
Financial Tools
Calculators
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
Planning Tools
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Temple — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
💰 Median Household Income
$61,003
🏠 Homeownership Rate
52.8%
🔑 Renter Rate
47.2%
📉 Poverty Rate
17.0%
💼 Unemployment Rate
7.0%
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