Templeton, MA Utility & Living Guide

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Templeton, MA Utility & Living Guide

Living in Templeton, MA offers a charming rural experience with easy access to outdoor recreation and a strong sense of community.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax6.25%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$340,000
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⚠️ Natural Hazard History — Templeton
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

National Grid
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Templeton Water Department
🗑️ Garbage

$30/mo

Casella Waste Systems
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$340,000
Property Tax Rate1.23%
Avg Childcare/mo$1200

The housing market in Templeton is relatively stable, with a mix of older and newer homes available. The town has a rural character, with many homes situated on larger lots. Rentals are limited, but available, particularly in the form of single-family homes.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

92

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.23%
<p>State 5.2% + No County tax + No City tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple, with a mix of conservative and liberal views
Business Momentum
Moderate, with key industries in agriculture, tourism, and small manufacturing
Top Local Concerns
Property taxes, road maintenance, public safety
🚌 Transit for Families

Templeton has limited public transportation, but the town is relatively walkable and bikeable, with some sidewalks and crosswalks.

🎡 Top Kid Attractions
  • 🎯
    Templeton State Forest
  • 🎯
    Otter River
  • 🎯
    Narragansett Trail

Best Neighborhoods for Families

The areas around Templeton Center and the Otter River are popular with families, offering a mix of older and newer homes, and easy access to outdoor recreation. The town's rural character and limited traffic make it a safe and peaceful place to raise children.

Household Budget Calculator

Estimate your real monthly cost of living in Templeton based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Templeton has zoning regulations and building codes in place to preserve the town’s rural character and ensure public safety.

Templeton's economy is driven by small businesses, agriculture, and tourism, with a growing trend towards sustainable energy and environmental conservation. The town is also seeing an increase in remote workers and entrepreneurs, drawn by its natural beauty and relatively low cost of living.

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📊 Templeton — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Templeton vary by season, with higher electricity bills in the summer due to air conditioning, and higher heating oil costs in the winter. However, the town's relatively mild climate means that these fluctuations are not as extreme as in other parts of the country.

🏛️ Local Tax Details

The ZIP code 01468 has a property tax millage rate of 18.45, with no local surtaxes.

👶 Family & Stroller Friendliness

6, with explanation: Templeton has some sidewalks and crosswalks, but they can be uneven and limited in some areas. The town's rural character and lack of public transportation can make it difficult to get around without a car, but the scenery and outdoor recreation opportunities make it a great place to explore with a stroller or bike.

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