Thornburg, VA Cost of Living & Utility Guide 2026

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Thornburg, VA Utility & Living Guide

Living in Thornburg, VA offers a tranquil and scenic experience with easy access to outdoor activities and a strong sense of community.

Last updated: September 22, 2026

Total Utilities$290/mo

1BR Rent$1100/mo

Sales Tax5.3%

COL Index105 (+5% above national average)

Family Score7/10

Median Home$340,000

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Thornburg is experiencing growth in the tech industry, with several new companies setting up operations in the area. This growth is expected to continue, with a focus on innovation and entrepreneurship.

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🔌 Utilities

🏠 Housing

📊 Cost of Living

💰 Taxes

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Monthly Utility Costs

⚡ Electric

$140/mo

Dominion Energy

🔥 Gas

—

N/A - Electric only

💧 Water

$50/mo

Spotsylvania County Utilities

🗑️ Garbage

$30/mo

Spotsylvania County Waste Management

📶 Internet

$70/mo

Combined Average Overhead$290/month

Housing Market

Rent & Property
1 Bedroom	$1100/mo
2 Bedrooms	$1400/mo
3 Bedrooms	$2000/mo
Median Home Price	$340,000
Property Tax Rate	1.15%
Avg Childcare/mo	$1200

The housing market in Thornburg is relatively stable, with a mix of new developments and established neighborhoods. Home prices have been steadily increasing over the past few years, but remain relatively affordable compared to other areas in the region. Rentals are also available, with a range of options from apartments to single-family homes.

Cost of Living

Overall COL Index

105

US national avg = 100

vs National Avg

+5% above national average

Groceries

102

Transportation

Healthcare

100

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax	5.3%
Property Tax Rate	1.15%
<p>State 4.3% + County 1%</p>

Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score

7/10

Safety Index

Higher = safer

School Rating

7.2/10

GreatSchools avg

Avg Childcare

$1200/mo

City Pulse

Population Trend

+2% (growing)

Political Climate

Purple description, with a mix of Republican and Democratic voters

Business Momentum

Moderate, with key industries in tech, healthcare, and tourism

Top Local Concerns

Traffic, education, public safety

🚌 Transit for Families

Thornburg has limited public transportation options, but the area is relatively walkable and bikeable, with some stroller-friendly sidewalks and trails

🎡 Top Kid Attractions

🎯
Lake Anna State Park
🎯
Spotsylvania Courthouse
🎯
Thornburg Village

Best Neighborhoods for Families

The best neighborhoods for families in Thornburg include the historic district, with its charming homes and tree-lined streets, as well as the newer developments near the lake, which offer modern amenities and scenic views. The area is also home to several parks and playgrounds, making it an ideal location for families with young children.

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Spotsylvania County has regulations in place for zoning, building permits, and environmental protection

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📊 Thornburg — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Thornburg tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low, with natural gas not being a primary source of heat in the area.

🏛️ Local Tax Details

The ZIP code 22565 has a property tax millage rate of 0.84, with no local surtaxes

👶 Family & Stroller Friendliness

6/10, with explanation: Thornburg has some stroller-friendly sidewalks and trails, but the area is not particularly dense, and some roads lack sidewalks or have limited pedestrian infrastructure.

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