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Three Rivers, MA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 1.35% |
| Avg Childcare/mo | $1200 |
The housing market in Three Rivers is relatively stable, with a mix of older and newer homes available. Rentals are scarce, and prices have been rising steadily over the past few years. Homebuyers can expect to find a range of options, from cozy cottages to larger family homes.
Cost of Living
118
+10% above national average
105
92
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.35% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
The town has limited public transportation, but sidewalks and parks are generally stroller-friendly.
- Quabbin Reservoir
- Palmer Public Library
- Three Rivers Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Three Rivers based on your household profile.
📰 Live Local News
Residents are subject to town ordinances regarding zoning, noise, and waste management.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Three Rivers — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Three Rivers tend to peak during the winter months, when heating demands are highest. In contrast, summer months see lower utility bills, as the town's mild climate reduces the need for air conditioning.
🏛️ Local Tax Details
The ZIP code 01080 has a property tax millage rate of 18.45, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 6/10: while sidewalks and parks are generally well-maintained, the town's limited public transportation and lack of elevator access in some areas can make it challenging for families with strollers to get around.
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