Tilghman, MD Utility & Living Guide

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Tilghman, MD Utility & Living Guide

Living in Tilghman, MD offers a unique blend of rural charm and access to the Chesapeake Bay.

Last updated: June 26, 2026
Total Utilities$290/mo
1BR Rent$1100/mo
Sales Tax6%
COL Index108 (+8% above national average)
Family Score7/10
Median Home$380,000
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⚠️ Natural Hazard History — Tilghman
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

Choptank Electric Cooperative
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Talbot County Water Department
🗑️ Garbage

$30/mo

Talbot County Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $290/month

Housing Market

Rent & Property
1 Bedroom$1100/mo
2 Bedrooms$1400/mo
3 Bedrooms$1900/mo
Median Home Price$380,000
Property Tax Rate0.85%
Avg Childcare/mo$1200

The housing market in Tilghman is characterized by a mix of waterfront properties, rural homes, and historic estates. Home prices have been steadily increasing due to the area’s natural beauty and limited inventory. Rentals are also in high demand, particularly during the summer months.

Cost of Living

Overall COL Index

108

US national avg = 100
vs National Avg

+8% above national average

Groceries

105

Transportation

92

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate0.85%
<p>State 6% + County 0%</p>

Maryland has a progressive income tax system with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.2/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description
Business Momentum
Moderate with key industries in tourism, agriculture, and healthcare
Top Local Concerns
Traffic, affordable housing, environmental conservation
🚌 Transit for Families

The public transit system in Tilghman is limited, but the area is relatively flat and walkable, making it accessible for strollers and families.

🎡 Top Kid Attractions
  • 🎯
    Chesapeake Bay Maritime Museum
  • 🎯
    Phillips Wharf Environmental Center
  • 🎯
    Tilghman Island Beach

Best Neighborhoods for Families

The best neighborhoods for families in Tilghman include the historic district, which offers a mix of old and new homes, and the waterfront areas, which provide stunning views and access to the bay. The island's rural areas also offer a more laid-back and peaceful atmosphere.

Household Budget Calculator

Estimate your real monthly cost of living in Tilghman based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Talbot County has strict zoning laws and environmental regulations to protect the area’s natural resources and historic character.

The current financial trend in Tilghman is driven by the growing demand for vacation rentals and second homes, with many investors looking to capitalize on the area's tourism potential. However, this trend also poses challenges for long-term residents and the local workforce.

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📊 Tilghman — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

During the summer months, utility costs in Tilghman tend to increase due to the high demand for air conditioning, while winter months see a decrease in costs as the weather cools down. However, the area's mild winters and cool summers mean that overall utility costs remain relatively stable throughout the year.

🏛️ Local Tax Details

The ZIP code 21671 has a property tax millage rate of 0.85, with no local surtaxes

👶 Family & Stroller Friendliness

Score 8/10: Tilghman has well-maintained sidewalks and park access, but elevator access in transit is limited, and family infrastructure is still developing.

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