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Tom Bean, Texas Utility & Living Guide
Tom Bean is a city in Grayson County, Texas, United States. The population was 930 at the 2020 census, down from 1,045 at the 2010 census..
Total Utilities$310/mo
1BR Rent$1036/mo
Sales Tax6.25%
COL Index96 (-4)
Family Score6/10
Median Home$209,700
📷 Live Cameras — Tom Bean
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🌤️ Live Weather — Tom Bean
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Living in Tom Bean, summers are intense — Aug highs average 94.0°F, while winters are cool, with Feb lows hovering around 36.4°F. With 2203 heating degree days annually, heating costs are moderate. The area receives 52.7 inches of rainfall per year. Median household income: $75,682. With a 4.7% poverty rate and 64.0% homeownership, the community reflects a stable residential mix. Nearby cities: Howe (7mi W), Van Alstyne (9mi SW), Sherman (11mi NW). Air quality is Moderate — avg AQI 53 over the past week.
⚠️ Natural Hazard History — Tom Bean
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨👩👧 Families
🧮 Tools
Monthly Utility Costs
⚡ Electric
$145/mo
Local utility provider
🔥 Gas
$35/mo
Local gas utility
💧 Water
$40/mo
Municipal water department
🗑️ Garbage
$25/mo
Municipal waste management
📶 Internet
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1036/mo |
| 2 Bedrooms | $1152/mo |
| 3 Bedrooms | $1440/mo |
| Median Home Price | $209,700 |
| Property Tax Rate | 1.6% |
| Avg Childcare/mo | $900 |
Contact a local realtor for current market conditions in Tom Bean.
Cost of Living
Overall COL Index
96
US national avg = 100
vs National Avg
-4
Groceries
94
Transportation
97
Healthcare
92
Childcare/mo
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.6% |
Family & Relocation
Family Vibe Score
6/10
Safety Index
55
Higher = safer
School Rating
6
GreatSchools avg
Avg Childcare
$900/mo
City Pulse
Population Trend
Population: 5,000
Household Budget Calculator
Estimate your real monthly cost of living in Tom Bean based on your household profile.
Financial Tools
Calculators
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
Planning Tools
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Tom Bean — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
💰 Median Household Income
$75,682
🏠 Homeownership Rate
64.0%
🔑 Renter Rate
36.0%
📉 Poverty Rate
4.7%
💼 Unemployment Rate
0.5%
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