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Toms River, NJ Utility & Living Guide
Toms River offers a suburban feel with a strong sense of community, located along the Jersey Shore.
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1200/mo |
| 2 Bedrooms | $1600/mo |
| 3 Bedrooms | $2100/mo |
| Median Home Price | $320,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
The housing market in Toms River is competitive, with steady demand for single-family homes. Prices have risen due to its proximity to beaches and New York City commuters.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6.625% + County 0% + City 0.875%</p> | |
New Jersey has a progressive income tax ranging from 1.4% to 10.75%.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Limited public transit; buses are accessible but infrequent. Sidewalks are common in residential areas.
- Cattus Island County Park
- Jenkinson's Aquarium
- Toms River Waterfront
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Toms River based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Short-term rentals require permits; noise ordinances enforced after 10 PM.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Toms River — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Electricity costs rise in summer due to AC use, while gas bills peak in winter for heating. Water usage increases in warmer months for landscaping.
🏛️ Local Tax Details
Key ZIP codes (08753, 08755) have millage rates around 1.2%. No local surtaxes beyond county rates.
👶 Family & Stroller Friendliness
7/10: Decent sidewalks and park access, but transit lacks elevators. Family amenities are improving in newer developments.
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