Toms River, NJ Utility & Living Guide

⚡ Featured Deal

Essentials for Your New Home

🛒 Shop This Deal Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Toms River, NJ Utility & Living Guide

Toms River is a township located on the Jersey Shore in Ocean County, in the U.S. state of New Jersey. Its mainland portion is also a census-designated place of the same name, which serves as the county seat of Ocean County. Formerly known as the Township of Dover, voters in a 2006 referendum approv

Last updated: June 26, 2026
Total Utilities$305/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
📷 Live Cameras — Toms River
Live camera
Live · refreshing...
🌤️ Live Weather — Toms River
Loading weather...
⚠️ Natural Hazard History — Toms River
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Toms River?

Moving to Toms River? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Jersey Central Power & Light (JCP&L)
🔥 Gas

$50/mo

New Jersey Natural Gas
💧 Water

$45/mo

Toms River Water Department
🗑️ Garbage

$25/mo

Waste Management
📶 Internet

$65/mo

Combined Average Overhead$305/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Toms River is competitive, with steady demand for single-family homes. Prices have risen due to its proximity to beaches and New York City commuters.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6.625% + County 0% + City 0.875%</p>

New Jersey has a progressive income tax ranging from 1.4% to 10.75%.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+3% (growing)
Political Climate
Purple (mixed Republican/Democratic leanings)
Business Momentum
Moderate with key industries in healthcare, retail, and tourism.
Top Local Concerns
Property taxes, traffic congestion, coastal flooding
🚌 Transit for Families

Limited public transit; buses are accessible but infrequent. Sidewalks are common in residential areas.

🎡 Top Kid Attractions
  • 🎯
    Cattus Island County Park
  • 🎯
    Jenkinson's Aquarium
  • 🎯
    Toms River Waterfront

Best Neighborhoods for Families

North Dover and Silverton are popular for families due to good schools and parks. Beachfront areas are pricier but offer recreational access.

Household Budget Calculator

Estimate your real monthly cost of living in Toms River based on your household profile.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Toms River — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$85,752
👤 Median Age
42.7
🏠 Homeownership Rate
80.2%
🔑 Renter Rate
19.8%
📉 Poverty Rate
7.5%
💼 Unemployment Rate
5.0%
📡 Internet Access
88.8%
🎓 College Educated
31.2%

☀️ Seasonal Utility Costs

Electricity costs rise in summer due to AC use, while gas bills peak in winter for heating. Water usage increases in warmer months for landscaping.

🏛️ Local Tax Details

Key ZIP codes (08753, 08755) have millage rates around 1.2%. No local surtaxes beyond county rates.

👶 Family & Stroller Friendliness

7/10: Decent sidewalks and park access, but transit lacks elevators. Family amenities are improving in newer developments.

📰 Latest NJ Stories
New Jersey Living Report — October 13, 2026

New Jersey Living Report — October 13, 2026

New Jersey Living Report — October 13, 2026 Finklick tracks 113 cities across New Jersey. Total state population:...

Read more →
New Jersey Living Report — October 12, 2026

New Jersey Living Report — October 12, 2026

New Jersey Living Report — October 12, 2026 Finklick tracks 113 cities across New Jersey. Total state population:...

Read more →
New Jersey Living Report — October 11, 2026

New Jersey Living Report — October 11, 2026

New Jersey is a state of stark and fascinating contrasts, and for anyone considering a move, understanding those...

Read more →
New Jersey Living Report — October 10, 2026

New Jersey Living Report — October 10, 2026

New Jersey often labors under a caricature of Turnpike tolls and reality TV, but the data tells a...

Read more →
Amazon

Get your home essentials, storage, and moving supplies delivered.

Shop Moving Essentials

As an Amazon Associate I earn from qualifying purchases.