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Topping, VA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $1200 |
The housing market in Topping is characterized by a mix of older and newer homes, with a growing demand for waterfront properties. The median home price has increased steadily over the past few years, driven by the area’s natural beauty and proximity to major cities. However, the market remains relatively affordable compared to other parts of the state.
Cost of Living
105
+5% above national average
102
98
100
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + County 1%</p> | |
Virginia has a progressive state income tax system, with rates ranging from 2% to 5.75%
Family & Relocation
60
7/10
$1200/mo
City Pulse
The public transit system in Topping is limited, but the area is relatively flat and stroller-friendly, with wide sidewalks and bike paths
- Deltaville Maritime Museum
- Belle Isle State Park
- Virginia Beach
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Topping based on your household profile.
📰 Live Local News
Middlesex County has regulations in place to protect the environment and preserve the area’s natural beauty, including zoning ordinances and building codes
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Topping — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Topping, VA tend to be higher in the summer months, when air conditioning is in high demand, and lower in the winter months, when heating needs are reduced. However, the area's mild climate means that utility costs remain relatively stable throughout the year, with an average increase of 10-15% in the summer and a decrease of 5-10% in the winter.
🏛️ Local Tax Details
The ZIP code 23169 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, bike paths, and easy access to outdoor recreation, but limited public transit options and some areas with heavy traffic
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