⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Townsend, MA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $1900/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.25% |
| Avg Childcare/mo | $1200 |
The housing market in Townsend is relatively stable, with a mix of older and newer homes available. The town has a strong sense of community, with many residents actively involved in local events and organizations. However, the market can be competitive, especially for families looking for homes in the town’s highly-rated school district.
Cost of Living
110
+10% above national average
105
95
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.25% |
| <p>State 6.25% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes.
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
The town has a limited public transportation system, but it is relatively stroller-friendly, with sidewalks and crosswalks in the downtown area.
- Pearl Hill State Park
- Townsend Public Library
- Nashua River Rail Trail
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Townsend based on your household profile.
📰 Live Local News
Townsend has regulations in place to preserve its rural character, including zoning restrictions and environmental protections.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Townsend — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Townsend can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher heating oil costs in the winter. However, the town's relatively mild climate means that these fluctuations are not as extreme as in other parts of the country.
🏛️ Local Tax Details
The ZIP code 01469 has a property tax millage rate of 1.25, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 8/10: Townsend has good sidewalk quality and park access, but limited elevator access in transit and some areas with limited family infrastructure.
Massachusetts Living Report — July 27, 2026
With a population just shy of seven million, Massachusetts presents a classic trade-off for anyone considering a move:...
Read more →
Massachusetts Living Report — July 26, 2026
Considering a move to Massachusetts means weighing its reputation for top-tier education and historic charm against a notoriously...
Read more →
Massachusetts Living Report — July 25, 2026
For anyone considering a move to Massachusetts, the state presents a compelling but costly proposition. Home to nearly...
Read more →
Massachusetts Living Report — July 24, 2026
With a population of just under seven million—6,984,205 to be precise—Massachusetts is one of the most densely populated...
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.