Troy, SC Utility & Living Guide

⚡ Amazon Prime Day 2026

Exclusive Deals for Your New Home

🛒 Shop Prime Day Deals Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Troy, SC Utility & Living Guide

Troy, SC offers a quiet, small-town lifestyle with close-knit community vibes.

Last updated: June 25, 2026
Total Utilities$255/mo
1BR Rent$800/mo
Sales Tax6%
COL Index85 (-15% below national average)
Family Score7/10
Median Home$150,000
🌤️ Live Weather — Troy
Loading weather...
📷 Live Cameras — Troy
Live camera
Live · refreshing...
⚠️ Natural Hazard History — Troy
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Troy?

Moving to Troy? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Duke Energy
🔥 Gas

N/A - Electric only
💧 Water

$45/mo

Troy Water Department
🗑️ Garbage

$25/mo

Waste Management
📶 Internet

$65/mo

Combined Average Overhead $255/month

Housing Market

Rent & Property
1 Bedroom$800/mo
2 Bedrooms$1000/mo
3 Bedrooms$1200/mo
Median Home Price$150,000
Property Tax Rate0.8%
Avg Childcare/mo$600

Housing in Troy is affordable with a mix of older homes and new developments. The market is stable with low turnover.

Cost of Living

Overall COL Index

85

US national avg = 100
vs National Avg

-15% below national average

Groceries

90

Transportation

80

Healthcare

88

Childcare/mo

$600

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate0.8%
<p>State 6% + County 0% + City 0%</p>

South Carolina income tax rates range from 0% to 7% based on income brackets.

Family & Relocation

Family Vibe Score
7/10
Safety Index

70

Higher = safer
School Rating

6/10

GreatSchools avg
Avg Childcare

$600/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Low with key industries in agriculture and small retail.
Top Local Concerns
Infrastructure, job opportunities, healthcare access
🚌 Transit for Families

Limited public transit; car-dependent but sidewalks are improving in downtown areas.

🎡 Top Kid Attractions
  • 🎯
    Troy Community Park
  • 🎯
    Local Library
  • 🎯
    Annual County Fair

Best Neighborhoods for Families

Downtown Troy offers walkability, while newer subdivisions provide modern amenities. Both are family-friendly.

Household Budget Calculator

Estimate your real monthly cost of living in Troy based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

No major local regulations; standard state laws apply.

Troy is seeing growth in small businesses and local services. The town is investing in infrastructure improvements.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Troy — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Summer months see higher electric bills due to AC usage, while winter costs are lower with mild temperatures.

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates are low, no local surtaxes specific to Troy county.

👶 Family & Stroller Friendliness

6/10 with explanation: improving sidewalks, good park access, limited elevator access due to low-rise buildings.

🏠 Planning Your Move?

Shop moving supplies, storage solutions and home essentials

🛒 Shop on Amazon — Prime Day Deals

As an Amazon Associate I earn from qualifying purchases.