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Troy, VA Utility & Living Guide
Troy or Ilion was an ancient city located in present-day Çanakkale, Turkey. It is best known as the setting for the Greek myth of the Trojan War. The archaeological site is open to the public as a tourist destination, and was added to the UNESCO World Heritage list in 1998.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $1200 |
The housing market in Troy is relatively affordable, with a mix of older homes and new construction. The area is popular with families and retirees, and prices are expected to continue to rise. Rentals are also available, but may be limited in certain areas.
Cost of Living
105
+5% above national average
102
98
100
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + County 1%</p> | |
Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
The public transit system in Troy is limited, but the area is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks.
- Lake Monticello
- Fluvanna County Parks and Recreation
- Rivanna River
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Troy based on your household profile.
📰 Live Local News
Zoning laws and building codes are enforced by Fluvanna County, and there may be specific regulations regarding septic systems and well water.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Troy — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Troy tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter, heating costs are relatively low due to the mild climate, with average electric bills decreasing by 10-20% from December to February.
🏛️ Local Tax Details
The ZIP code 22974 has a property tax millage rate of 0.85, with no local surtaxes.
👶 Family & Stroller Friendliness
Score 6: Troy has some stroller-friendly sidewalks and parks, but the area is not highly walkable and bikeable, and public transit is limited. However, the town is relatively flat and easy to navigate, making it accessible for families with strollers.
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