Upper Falls, MD Utility & Living Guide

⚡ Featured Deal

Essentials for Your New Home

🛒 Shop This Deal Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Upper Falls, MD Utility & Living Guide

Living in Upper Falls, MD offers a tranquil suburban experience with easy access to Baltimore city amenities

Last updated: October 9, 2026
Total Utilities$350/mo
1BR Rent$1300/mo
Sales Tax6%
COL Index110 (+10% above national average)
Family Score7/10
Median Home$380,000
📷 Live Cameras — Upper Falls
Live camera
Live · refreshing...
🌤️ Live Weather — Upper Falls
Loading weather...
Upper Falls is experiencing growth in the tech industry, with several major companies establishing a presence in the area. This trend is expected to continue, with new businesses and developments on the horizon.
⚠️ Natural Hazard History — Upper Falls
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Upper Falls?

Moving to Upper Falls? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$140/mo

BGE
🔥 Gas

$60/mo

BGE
💧 Water

$50/mo

Baltimore County Department of Public Works
🗑️ Garbage

$30/mo

Baltimore County Bureau of Solid Waste Management
📶 Internet

$70/mo

Combined Average Overhead$350/month

Housing Market

Rent & Property
1 Bedroom$1300/mo
2 Bedrooms$1700/mo
3 Bedrooms$2300/mo
Median Home Price$380,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in Upper Falls is competitive, with a mix of older and newer homes. Residents can expect to pay a premium for homes with good schools and easy commute options. Rentals are also available, but may be scarce in certain areas.

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

102

Healthcare

105

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6%
Property Tax Rate1.1%
<p>State 6% + County 0% + City 0%</p>

Maryland has a progressive income tax system, with rates ranging from 2% to 5.75%

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of Democratic and Republican voters
Business Momentum
Moderate, with key industries in tech, healthcare, and education
Top Local Concerns
Traffic, public safety, environmental conservation
🚌 Transit for Families

Upper Falls has limited public transit options, but the area is relatively stroller-friendly, with wide sidewalks and accessible parks

🎡 Top Kid Attractions
  • 🎯
    Oregon Ridge Park
  • 🎯
    Loch Raven Reservoir
  • 🎯
    Baltimore Zoo

Best Neighborhoods for Families

The best neighborhoods for families in Upper Falls include the areas around Oregon Ridge Park and the Loch Raven Reservoir, which offer a mix of outdoor recreation and community amenities. These neighborhoods tend to have good schools and a strong sense of community.

Household Budget Calculator

Estimate your real monthly cost of living in Upper Falls based on your household profile.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Upper Falls — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Upper Falls tend to be higher in the summer, due to air conditioning usage, and lower in the winter, when heating demands are reduced. However, the area's mild climate means that extreme temperature fluctuations are rare.

🏛️ Local Tax Details

The ZIP code 21128 has a property tax millage rate of 1.04, with no local surtaxes

👶 Family & Stroller Friendliness

8/10, due to the area's wide sidewalks, accessible parks, and relatively flat terrain, although some areas may lack elevator access in transit

📰 Latest MD Stories
Maryland Living Report — October 13, 2026

Maryland Living Report — October 13, 2026

Maryland Living Report — October 13, 2026 Finklick tracks 230 cities across Maryland. Total state population: 6,161,707. Median...

Read more →
Maryland Living Report — October 12, 2026

Maryland Living Report — October 12, 2026

Maryland Living Report — October 12, 2026 Finklick tracks 230 cities across Maryland. Total state population: 6,161,707. Median...

Read more →
Maryland Living Report — October 11, 2026

Maryland Living Report — October 11, 2026

Maryland is a state of pronounced contrasts, often defined by its proximity to the nation’s capital yet maintaining...

Read more →
Maryland Living Report — October 10, 2026

Maryland Living Report — October 10, 2026

Maryland presents a study in contrasts, where the bustling urban corridors of the I-95 beltway meet the quiet...

Read more →
Amazon

Get your home essentials, storage, and moving supplies delivered.

Shop Moving Essentials

As an Amazon Associate I earn from qualifying purchases.