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Upper Montclair, NJ Utility & Living Guide
Upper Montclair offers a charming suburban lifestyle with easy access to New York City.
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1200/mo |
| 2 Bedrooms | $1600/mo |
| 3 Bedrooms | $2100/mo |
| Median Home Price | $320,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
The housing market in Upper Montclair is competitive, with a mix of historic homes and modern developments. Prices have been steadily rising due to high demand and limited inventory.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6.625% + County 0% + City 0.875%</p> | |
New Jersey has a progressive income tax ranging from 1.4% to 10.75%.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Public transit is accessible but crowded during peak hours. Most stations have elevators.
- Brookdale Park
- Montclair Art Museum
- Upper Montclair Pool
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Upper Montclair based on your household profile.
Local Briefing & Neighborhood Pulse
Live Local News
Residents must obtain permits for home renovations and adhere to strict zoning laws.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Upper Montclair — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs peak in winter due to heating needs, while summer sees moderate increases from air conditioning usage.
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates vary by neighborhood, with an average of 1.2%. No local surtaxes specific to Upper Montclair county.
👶 Family & Stroller Friendliness
7/10 with explanation: sidewalks are well-maintained, parks are easily accessible, and most transit stations have elevators.
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