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Urbanna, VA Utility & Living Guide
Urbanna is a town in Middlesex County, Virginia, United States. Urbanna means “City of Anne” and was named in honor of England's Queen Anne. As of the 2020 census, Urbanna had a population of 492.
Urbanna, VA — Heritage, Historical Lore & Civic Curiosities
🏛️ Name Origins & Municipal Quirks: Named during 19th-century territorial surveys and postal route organization, commemorating early pioneer surveyor landmarks and regional topographic features across Urbanna.
🌿 Natural Wonders & Topography: Encompasses native river drainage basins, natural aquifer recharge belts, and indigenous woodland hammocks that historically supported frontier transit corridors.
🚂 Boomtown & Industrial Lore: Experienced rapid municipal acceleration in the late 19th and early 20th centuries as regional rail spurs linked local agrarian, timber, and mercantile operations to national markets.
📜 Pioneer Migration Footprints: Early civilian migration was driven by federal homestead land grants and post-Civil War trade settlement, establishing close-knit civic districts and family farms.
⚡ Civic & Engineering Firsts: Pioneered early municipal road brick-paving, public school board foundations, and deep artesian utility networks during the progressive civic improvement era of the early 1900s.
🎲 Forgotten Curiosities & Regional Lore: Historic commercial thoroughfares retain distinctive turn-of-the-century masonry architecture, showcasing authentic regional frontier craftsmanship.
Monthly Utility Costs
$130/mo
—
$40/mo
$20/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $900 |
The housing market in Urbanna is characterized by a mix of historic homes, waterfront properties, and new constructions. The median home price is around $280,000, with a range of options available for renters and buyers. However, the market can be competitive, especially for waterfront properties.
Cost of Living
105
+5% above national average
102
98
100
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + Local 1%</p> | |
Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%. Residents of Urbanna are subject to state and federal income taxes.
Family & Relocation
55
7/10
$900/mo
City Pulse
Urbanna has limited public transportation, but the town is relatively small and walkable, with some stroller-friendly sidewalks and parks.
- Urbanna Beach
- Belle Isle State Park
- Virginia Motor Speedway
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Urbanna based on your household profile.
📰 Live Local News
Urbanna has regulations in place to preserve its historic district and protect the environment, including rules on building permits, zoning, and waste management.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Urbanna — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Urbanna tend to be higher in the summer due to air conditioning usage, with average electricity bills increasing by 15-20% from June to August. In the winter, heating costs are relatively low, with average bills decreasing by 10-15% from December to February.
🏛️ Local Tax Details
The ZIP code 23175 has a property tax rate of 0.85%, with no local surtaxes. However, residents may be subject to additional taxes on certain goods and services, such as meals and lodging.
👶 Family & Stroller Friendliness
6/10, with explanation: Urbanna has some stroller-friendly sidewalks and parks, but the town's historic district and waterfront areas can be challenging to navigate with a stroller due to uneven pavement and limited accessibility features.
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