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Waco, Texas Utility & Living Guide
Waco is a city in and the county seat of McLennan County, Texas, United States. It is situated along the Brazos River and I-35, halfway between Dallas and Austin.
Total Utilities$310/mo
1BR Rent$1919/mo
Sales Tax6.25%
COL Index96 (-4)
Family Score6/10
Median Home$312,500
📷 Live Cameras — Waco
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🌤️ Live Weather — Waco
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Living in Waco, summers are intense — Aug highs average 98.3°F, while winters are cool, with Feb lows hovering around 40.7°F. At just 1418 heating degree days per year, home heating costs are minimal. The area receives 42.5 inches of rainfall per year. Within 5 miles: 60 parks, 7 groceries, 49 dining spots and 40 schools. One hospital serves the immediate area. Median household income: $110,000. With a 3.8% poverty rate and 97.0% homeownership, the community reflects a stable residential mix. Nearby cities: McGregor (17mi SW), Marlin (23mi SE), Clifton (30mi NW). Air quality is Good — avg AQI 46 over the past week.
⚠️ Natural Hazard History — Waco
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨👩👧 Families
🧮 Tools
Monthly Utility Costs
⚡ Electric
$145/mo
Local utility provider
🔥 Gas
$35/mo
Local gas utility
💧 Water
$40/mo
Municipal water department
🗑️ Garbage
$25/mo
Municipal waste management
📶 Internet
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1919/mo |
| 2 Bedrooms | $2133/mo |
| 3 Bedrooms | $2666/mo |
| Median Home Price | $312,500 |
| Property Tax Rate | 1.6% |
| Avg Childcare/mo | $900 |
Contact a local realtor for current market conditions in Waco.
Cost of Living
Overall COL Index
96
US national avg = 100
vs National Avg
-4
Groceries
94
Transportation
97
Healthcare
92
Childcare/mo
$900
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.6% |
Family & Relocation
Family Vibe Score
6/10
Safety Index
55
Higher = safer
School Rating
6
GreatSchools avg
Avg Childcare
$900/mo
City Pulse
Population Trend
Population: 5,000
Household Budget Calculator
Estimate your real monthly cost of living in Waco based on your household profile.
Financial Tools
Calculators
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
Planning Tools
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Waco — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
💰 Median Household Income
$110,000
🏠 Homeownership Rate
97.0%
🔑 Renter Rate
3.0%
📉 Poverty Rate
3.8%
💼 Unemployment Rate
7.6%
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