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Waipahu, HI Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $420,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in Waipahu is competitive, with a mix of older and newer homes available. Rentals are also in high demand, particularly for families and military personnel. Home prices have been steadily increasing over the past few years.
Cost of Living
110
+10% above national average
105
100
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 4.166% |
| Property Tax Rate | 1.1% |
| <p>State 4.166% + No County tax</p> | |
Hawaii has a state income tax with rates ranging from 1.4% to 11%.
Family & Relocation
60
7.2/10
$1200/mo
City Pulse
Waipahu has a relatively stroller-friendly public transit system, with accessible buses and a growing network of bike lanes and pedestrian paths.
- Wet 'n' Wild Hawaii
- Pearl Harbor and USS Arizona Memorial
- Dole Plantation
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Waipahu based on your household profile.
📰 Live Local News
Waipahu residents are subject to Honolulu County regulations, including those related to zoning, parking, and waste management.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Waipahu — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Waipahu tend to be higher in the summer months due to increased air conditioning usage, while winter months see lower costs due to mild temperatures. However, the trade winds and ocean breezes help to moderate temperatures year-round.
🏛️ Local Tax Details
The ZIP code 96797 has a property tax millage rate of 1.1%, with no local surtaxes.
👶 Family & Stroller Friendliness
8/10, with wide sidewalks, accessible parks, and relatively flat terrain making it easy to navigate with a stroller, although some areas may lack elevator access in older buildings.
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