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Waltham, MA Utility & Living Guide
Living in Waltham, MA offers a unique blend of urban and suburban living with a strong sense of community.
Monthly Utility Costs
$140/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1800/mo |
| 2 Bedrooms | $2200/mo |
| 3 Bedrooms | $2800/mo |
| Median Home Price | $440,000 |
| Property Tax Rate | 1.35% |
| Avg Childcare/mo | $1200 |
The housing market in Waltham is highly competitive, with a mix of old and new homes, and a strong demand for rentals. The city has seen significant development in recent years, with new apartments and condos being built. However, this has also led to increased prices and a shortage of affordable housing options.
Cost of Living
118
+18% above national average
105
102
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.35% |
| <p>State 5.2% + No County tax + Local 1.05% option tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Waltham has a relatively stroller-friendly public transit system, with accessible buses and trains, but some areas can be challenging to navigate with a stroller due to narrow sidewalks and lack of elevators
- Waltham Public Library
- Prospect Hill Park
- Charles River Museum of Industry
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Waltham based on your household profile.
📰 Live Local News
Waltham has regulations in place for zoning, parking, and noise ordinances, and residents are encouraged to recycle and participate in community clean-up events
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Waltham — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Waltham can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher gas costs in the winter due to heating. Residents can expect to pay around 20-30% more for utilities during these peak months.
🏛️ Local Tax Details
The city of Waltham has a property tax rate of 1.35%, with no local surtaxes. However, residents in certain ZIP codes may be subject to additional taxes or fees, such as the 02451 ZIP code which has a slightly higher tax rate due to local improvements
👶 Family & Stroller Friendliness
6, Waltham has a relatively high stroller-friendly score due to its wide sidewalks, accessible parks, and family-friendly amenities, but some areas can be challenging to navigate due to narrow streets and lack of elevators in older buildings
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