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Warsaw, VA Utility & Living Guide
Warsaw is an incorporated town in and the county seat of Richmond County, Virginia, United States. The population was 1,637 at the 2020 census and is estimated to be 2,330 as of 2023.
Warsaw, VA — Heritage, Historical Lore & Civic Curiosities
🏛️ Name Origins & Municipal Quirks: Named during 19th-century territorial surveys and postal route organization, commemorating early pioneer surveyor landmarks and regional topographic features across Warsaw.
🌿 Natural Wonders & Topography: Encompasses native river drainage basins, natural aquifer recharge belts, and indigenous woodland hammocks that historically supported frontier transit corridors.
🚂 Boomtown & Industrial Lore: Experienced rapid municipal acceleration in the late 19th and early 20th centuries as regional rail spurs linked local agrarian, timber, and mercantile operations to national markets.
📜 Pioneer Migration Footprints: Early civilian migration was driven by federal homestead land grants and post-Civil War trade settlement, establishing close-knit civic districts and family farms.
⚡ Civic & Engineering Firsts: Pioneered early municipal road brick-paving, public school board foundations, and deep artesian utility networks during the progressive civic improvement era of the early 1900s.
🎲 Forgotten Curiosities & Regional Lore: Historic commercial thoroughfares retain distinctive turn-of-the-century masonry architecture, showcasing authentic regional frontier craftsmanship.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1100/mo |
| 2 Bedrooms | $1400/mo |
| 3 Bedrooms | $2000/mo |
| Median Home Price | $280,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $1200 |
The housing market in Warsaw is relatively affordable, with a range of options from historic homes to new constructions. However, the market can be competitive, and prices may vary depending on location and amenities. Rentals are also available, but may be limited in terms of inventory.
Cost of Living
105
+5% above national average
102
98
100
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 5.3% |
| Property Tax Rate | 0.85% |
| <p>State 4.3% + Local 1%</p> | |
Virginia has a progressive income tax system, with rates ranging from 2% to 5.75%
Family & Relocation
55
7/10
$1200/mo
City Pulse
Public transportation is limited, but the town is relatively walkable and bikeable, with some stroller-friendly sidewalks and parks
- Rappahannock River
- Warsaw Town Park
- and the Northern Neck Heritage Trail
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Warsaw based on your household profile.
📰 Live Local News
Zoning laws and historic district regulations are in place to preserve the town’s character and charm
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Warsaw — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Warsaw tend to be higher in the summer due to air conditioning usage, with average electric bills increasing by 20-30% during the peak summer months. In contrast, winter utility bills are relatively lower, with some residents using propane or wood heat to supplement their electric heat pumps.
🏛️ Local Tax Details
The ZIP code 22572 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
6/10, with explanations: while the town has some stroller-friendly sidewalks and parks, there are also areas with limited accessibility and uneven terrain, and elevator access in transit is limited
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