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Waterbury, CT Utility & Living Guide
Waterbury is a city in the U.S. state of Connecticut. Waterbury had a population of 114,403 as of the 2020 Census. The city is 33 miles (53 km) southwest of Hartford and 77 miles (124 km) northeast of New York City. Waterbury is the largest city in the Naugatuck Valley Planning Region and second-lar
Monthly Utility Costs
$120/mo
$50/mo
$45/mo
$25/mo
$65/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1200/mo |
| 2 Bedrooms | $1600/mo |
| 3 Bedrooms | $2100/mo |
| Median Home Price | $320,000 |
| Property Tax Rate | 1.2% |
| Avg Childcare/mo | $1000 |
Waterbury’s housing market is relatively affordable compared to nearby cities like Hartford. The city offers a mix of historic homes and newer developments, with steady demand for rentals.
Cost of Living
105
+5% above national average
102
98
100
$1000
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7.5% |
| Property Tax Rate | 1.2% |
| <p>State 6.35% + City 1.15%</p> | |
Connecticut has a progressive income tax ranging from 3% to 6.99%.
Family & Relocation
50
6.5/10
$1000/mo
City Pulse
Waterbury's public transit includes buses with limited accessibility features. Sidewalks are uneven in some areas.
- Mattatuck Museum
- Quassy Amusement Park
- Library Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Waterbury based on your household profile.
📰 Live Local News
Waterbury requires permits for home renovations and has strict zoning laws for commercial properties.
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Waterbury — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Winter heating costs can double due to cold temperatures, while summer AC usage increases electric bills moderately.
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates vary by neighborhood, with downtown areas having higher rates.
👶 Family & Stroller Friendliness
Score 6/10: decent sidewalk coverage but some areas need repair, limited elevator access in transit, good park access.
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