West Chatham, MA Utility & Living Guide

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Tier 3 Location

West Chatham, MA Utility & Living Guide

Living in West Chatham, MA offers a unique blend of coastal charm and small-town community with easy access to Cape Cod's beautiful beaches and outdoor activities

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
Sales Tax6.25%
COL Index110 (+10% above national average)
Family Score8/10
Median Home$420,000
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⚠️ Natural Hazard History — West Chatham
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Chatham Water Department
🗑️ Garbage

$30/mo

Chatham Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$420,000
Property Tax Rate1.15%
Avg Childcare/mo$1200

The housing market in West Chatham is highly competitive, with a mix of historic homes, new constructions, and vacation rentals. Prices tend to be higher near the coast and in areas with easy access to beaches and amenities. Rentals are often snapped up quickly, especially during peak summer months

Cost of Living

Overall COL Index

110

US national avg = 100
vs National Avg

+10% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.15%
<p>State 5.2% + No County tax + Local 1.05% option tax</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes

Family & Relocation

Family Vibe Score
8/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Purple description, with a mix of conservative and liberal leanings
Business Momentum
High, with key industries in tourism, hospitality, and sustainable energy
Top Local Concerns
Traffic and parking, affordable housing, environmental protection
🚌 Transit for Families

West Chatham has a limited public transit system, but it is relatively stroller-friendly, with accessible sidewalks and bike paths

🎡 Top Kid Attractions
  • 🎯
    Cape Cod Children's Museum
  • 🎯
    Whydah Pirate Museum
  • 🎯
    Chatham Beaches

Best Neighborhoods for Families

The village center and surrounding neighborhoods offer a charming and walkable environment, with easy access to shops, restaurants, and beaches. The area around the Chatham Lighthouse is also popular with families, with its historic homes and stunning coastal views

Household Budget Calculator

Estimate your real monthly cost of living in West Chatham based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

West Chatham has strict zoning laws and environmental regulations to protect its natural resources and historic character

West Chatham's economy is driven by tourism, with a growing focus on sustainable and eco-friendly businesses. The town is also seeing an influx of remote workers and entrepreneurs, drawn by its high quality of life and natural beauty

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📊 West Chatham — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in West Chatham tend to be higher in the summer months, due to increased demand for air conditioning and water usage. In the winter, costs are lower, but residents may still need to pay for heating oil or propane to supplement their electric heat

🏛️ Local Tax Details

The ZIP code 02669 has a property tax millage rate of 1.15%, with no local surtaxes

👶 Family & Stroller Friendliness

8/10, with wide sidewalks, accessible parks, and relatively flat terrain, making it easy to get around with a stroller

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