West Chop, MA Utility & Living Guide

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West Chop, MA Utility & Living Guide

Living in West Chop, MA offers a unique blend of coastal charm and natural beauty, making it an attractive destination for those looking to escape the hustle and bustle of city life.

Last updated: June 26, 2026
Total Utilities$300/mo
1BR Rent$1400/mo
Sales Tax6.25%
COL Index115 (+15% above national average)
Family Score7/10
Median Home$420,000
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⚠️ Natural Hazard History — West Chop
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Eversource Energy
🔥 Gas

N/A - Electric only
💧 Water

$50/mo

Tisbury Water Department
🗑️ Garbage

$30/mo

Tisbury Department of Public Works
📶 Internet

$70/mo

Combined Average Overhead $300/month

Housing Market

Rent & Property
1 Bedroom$1400/mo
2 Bedrooms$1800/mo
3 Bedrooms$2400/mo
Median Home Price$420,000
Property Tax Rate1.1%
Avg Childcare/mo$1200

The housing market in West Chop is highly competitive, with a limited supply of homes and high demand from summer residents and retirees. As a result, prices tend to be higher than in other parts of the state. Rentals are also scarce, especially during the peak summer months.

Cost of Living

Overall COL Index

115

US national avg = 100
vs National Avg

+15% above national average

Groceries

105

Transportation

100

Healthcare

102

Childcare/mo

$1200

Tax Rates

Tax Overview
Total Sales Tax6.25%
Property Tax Rate1.1%
<p>State 5.2% + Local 1.05%</p>

Massachusetts has a flat state income tax rate of 5.2%, with no local income tax.

Family & Relocation

Family Vibe Score
7/10
Safety Index

60

Higher = safer
School Rating

7.5/10

GreatSchools avg
Avg Childcare

$1200/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Blue description
Business Momentum
Moderate with key industries in tourism, hospitality, and healthcare
Top Local Concerns
Affordability, traffic, environmental protection
🚌 Transit for Families

The public transit system in West Chop is limited, but the town has made efforts to improve accessibility with stroller-friendly buses and pedestrian-friendly roads.

🎡 Top Kid Attractions
  • 🎯
    Beach trips
  • 🎯
    kayaking
  • 🎯
    Martha's Vineyard Museum

Best Neighborhoods for Families

The best neighborhoods for families in West Chop are those with easy access to the beach and town amenities, such as the area around State Beach and the village center. These neighborhoods offer a range of housing options, from cozy cottages to larger family homes.

Household Budget Calculator

Estimate your real monthly cost of living in West Chop based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

West Chop has strict zoning laws and environmental regulations to protect its natural resources and preserve its character.

The current financial trend in West Chop is a growing demand for luxury homes and high-end rentals, driven by an influx of wealthy summer residents. However, this trend is also contributing to rising housing costs and concerns about affordability for year-round residents.

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📊 West Chop — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in West Chop tend to be higher in the summer months due to increased demand for air conditioning and water usage. In the winter, costs are lower, but residents may still need to pay for heating oil or propane to stay warm.

🏛️ Local Tax Details

The ZIP code 02573 has a property tax millage rate of 1.05%, with no local surtaxes.

👶 Family & Stroller Friendliness

8/10: West Chop has well-maintained sidewalks and pedestrian-friendly roads, making it easy to get around with a stroller. However, some areas of town may have limited elevator access or uneven pavement, which can be challenging for families with young children.

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