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White Plains, MD Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$140/mo
—
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1300/mo |
| 2 Bedrooms | $1700/mo |
| 3 Bedrooms | $2200/mo |
| Median Home Price | $340,000 |
| Property Tax Rate | 1.1% |
| Avg Childcare/mo | $1200 |
The housing market in White Plains is relatively affordable, with a mix of older and newer homes available. However, the market can be competitive, especially for homes in desirable school districts. Renters can find a range of options, from apartments to single-family homes.
Cost of Living
108
+8% above national average
105
102
101
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6% |
| Property Tax Rate | 1.1% |
| <p>State 6% + County 0% + City 0%</p> | |
Maryland has a progressive income tax system, with rates ranging from 2% to 5.75%
Family & Relocation
55
7/10
$1200/mo
City Pulse
The public transit system in White Plains is limited, but the town has made efforts to improve accessibility, including adding sidewalks and crosswalks
- Charles County Fairgrounds
- White Plains Regional Park
- Mattawoman Creek
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in White Plains based on your household profile.
📰 Live Local News
Charles County has regulations regarding zoning, building permits, and environmental protection
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 White Plains — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in White Plains tend to be higher in the summer months due to air conditioning usage, with average electric bills increasing by 20-30% from June to August. In the winter months, heating costs are relatively low due to the mild climate, with average electric bills decreasing by 10-20% from December to February.
🏛️ Local Tax Details
The ZIP code 20695 has a property tax millage rate of 0.85, with no local surtaxes
👶 Family & Stroller Friendliness
Score 6/10: White Plains has made efforts to improve sidewalk quality and park access, but elevator access in transit is limited, and family infrastructure, such as playgrounds and childcare facilities, could be improved
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