⚡ Featured Deal
Essentials for Your New Home
🛒 Shop This Deal NowAs an Amazon Associate I earn from qualifying purchases.
Wilmington, MA Utility & Living Guide
Living in Wilmington, MA offers a charming suburban experience with easy access to Boston and a strong sense of community
Monthly Utility Costs
$140/mo
$80/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1500/mo |
| 2 Bedrooms | $1900/mo |
| 3 Bedrooms | $2500/mo |
| Median Home Price | $430,000 |
| Property Tax Rate | 1.23% |
| Avg Childcare/mo | $1200 |
The housing market in Wilmington is competitive, with a mix of older and newer homes available. The town has seen significant growth in recent years, with many new developments and renovations. As a result, prices have increased, but the town still offers a range of options for buyers and renters.
Cost of Living
118
+10% above national average
105
102
105
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.23% |
| <p>State 5.2% + No County tax + No City tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income taxes
Family & Relocation
60
7.5/10
$1200/mo
City Pulse
Wilmington has a relatively walkable downtown area, but public transit options are limited, making it challenging for families with strollers to get around without a car
- Wilmington Town Park
- Silver Lake
- Boston Museum of Science
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Wilmington based on your household profile.
📰 Live Local News
Wilmington has regulations regarding zoning, building permits, and waste management, which can be found on the town’s website
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Wilmington — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Wilmington tend to be higher in the winter months due to heating, with average bills increasing by 20-30% from December to February. In the summer, costs are relatively stable, with some increase in electricity usage for air conditioning.
🏛️ Local Tax Details
The ZIP code 01887 has a property tax millage rate of 12.34, with no local surtaxes
👶 Family & Stroller Friendliness
6/10, with explanation: Wilmington has some sidewalks and crosswalks, but they can be uneven and limited in some areas, making it challenging for stroller navigation. However, the town has several parks and playgrounds with stroller-friendly paths and amenities.
Massachusetts Living Report — July 27, 2026
With a population just shy of seven million, Massachusetts presents a classic trade-off for anyone considering a move:...
Read more →
Massachusetts Living Report — July 26, 2026
Considering a move to Massachusetts means weighing its reputation for top-tier education and historic charm against a notoriously...
Read more →
Massachusetts Living Report — July 25, 2026
For anyone considering a move to Massachusetts, the state presents a compelling but costly proposition. Home to nearly...
Read more →
Massachusetts Living Report — July 24, 2026
With a population of just under seven million—6,984,205 to be precise—Massachusetts is one of the most densely populated...
Read more →
Get your home essentials, storage, and moving supplies delivered.
Shop Moving EssentialsAs an Amazon Associate I earn from qualifying purchases.