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Winthrop, MA Utility & Living Guide
Living in Winthrop, MA offers a unique blend of small-town charm and proximity to Boston's amenities
Monthly Utility Costs
$130/mo
$60/mo
$50/mo
$30/mo
$70/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $1400/mo |
| 2 Bedrooms | $1800/mo |
| 3 Bedrooms | $2400/mo |
| Median Home Price | $380,000 |
| Property Tax Rate | 1.35% |
| Avg Childcare/mo | $1200 |
Winthrop’s housing market is competitive, with a mix of older and newer homes, and a strong demand for rentals. The town has a range of housing options, from apartments to single-family homes. However, prices can be steep, especially for waterfront properties.
Cost of Living
110
+10% above national average
105
100
102
$1200
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 6.25% |
| Property Tax Rate | 1.35% |
| <p>State 5.2% + No County tax + Local 1.05% option tax</p> | |
Massachusetts has a flat state income tax rate of 5.2%, with no local income tax
Family & Relocation
55
7.2/10
$1200/mo
City Pulse
Winthrop has a relatively stroller-friendly public transit system, with accessible buses and a commuter rail station, but sidewalks and pedestrian infrastructure can be improved
- Deer Island
- Winthrop Beach
- and the Winthrop Public Library
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Winthrop based on your household profile.
📰 Live Local News
Winthrop has regulations regarding zoning, parking, and waste management, which are enforced by the town’s departments
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
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📊 Winthrop — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Winthrop can fluctuate significantly by season, with higher electricity costs in the summer due to air conditioning and higher gas costs in the winter for heating. Residents can expect to pay around 20-30% more for utilities during the peak summer and winter months.
🏛️ Local Tax Details
The ZIP code 02152 has a property tax millage rate of 1.35, with no local surtaxes
👶 Family & Stroller Friendliness
Score 7/10: Winthrop has good sidewalk quality and park access, but elevator access in transit and family infrastructure can be improved, particularly in older buildings and areas with limited accessibility features.
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