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Wray, GA Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Wray, GA — Heritage, Historical Lore & Civic Curiosities
🏛️ Name Origins & Municipal Quirks: Named during 19th-century territorial surveys and postal route organization, commemorating early pioneer surveyor landmarks and regional topographic features across Wray.
🌿 Natural Wonders & Topography: Encompasses native river drainage basins, natural aquifer recharge belts, and indigenous woodland hammocks that historically supported frontier transit corridors.
🚂 Boomtown & Industrial Lore: Experienced rapid municipal acceleration in the late 19th and early 20th centuries as regional rail spurs linked local agrarian, timber, and mercantile operations to national markets.
📜 Pioneer Migration Footprints: Early civilian migration was driven by federal homestead land grants and post-Civil War trade settlement, establishing close-knit civic districts and family farms.
⚡ Civic & Engineering Firsts: Pioneered early municipal road brick-paving, public school board foundations, and deep artesian utility networks during the progressive civic improvement era of the early 1900s.
🎲 Forgotten Curiosities & Regional Lore: Historic commercial thoroughfares retain distinctive turn-of-the-century masonry architecture, showcasing authentic regional frontier craftsmanship.
Monthly Utility Costs
$140/mo
—
$30/mo
$20/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $900/mo |
| 2 Bedrooms | $1200/mo |
| 3 Bedrooms | $1500/mo |
| Median Home Price | $180,000 |
| Property Tax Rate | 0.85% |
| Avg Childcare/mo | $800 |
The housing market in Wray is relatively affordable, with a range of options from historic homes to new constructions. Rentals are also available, although options may be limited. The city has a mix of old and new neighborhoods, with some areas undergoing revitalization
Cost of Living
88
-12% below national average
95
92
105
$800
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 7% |
| Property Tax Rate | 0.85% |
| <p>State 4% + County 2% + City 1%</p> | |
Georgia has a progressive state income tax with rates ranging from 1% to 5.75%
Family & Relocation
60
5.5/10
$800/mo
City Pulse
Wray has limited public transportation options, but the city is relatively walkable and bikeable, with some sidewalks and crosswalks
- Wray City Park
- Irwin County Recreation Department
- Georgia Museum of Agriculture
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Wray based on your household profile.
📰 Live Local News
Wray has regulations regarding zoning, land use, and business licensing, with a focus on preserving the city’s small-town character
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
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📊 Wray — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Wray tend to be higher in the summer due to air conditioning usage, with average electricity bills increasing by 20-30% during the peak summer months. In contrast, winter months see a decrease in utility costs, with average bills dropping by 10-20%
🏛️ Local Tax Details
The ZIP code 31798 has a property tax millage rate of 12.5 mills, with an additional 1% local surtax
👶 Family & Stroller Friendliness
6, Wray has some sidewalks and crosswalks, but the city's infrastructure is not entirely stroller-friendly, with some areas lacking elevators and ramps in public buildings and transit systems
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