Yuma, AZ Utility & Living Guide

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Yuma, AZ Utility & Living Guide

Living in Yuma, AZ offers a unique blend of small-town charm and outdoor recreational opportunities in the desert southwest

Last updated: June 26, 2026
Total Utilities$310/mo
1BR Rent$900/mo
Sales Tax8.1%
COL Index88 (-12% below national average)
Family Score7/10
Median Home$240,000
🌤️ Live Weather — Yuma
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⚠️ Natural Hazard History — Yuma
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$150/mo

Arizona Public Service (APS)
🔥 Gas

$30/mo

Southwest Gas
💧 Water

$50/mo

City of Yuma Water Department
🗑️ Garbage

$20/mo

City of Yuma Public Works
📶 Internet

$60/mo

Combined Average Overhead $310/month

Housing Market

Rent & Property
1 Bedroom$900/mo
2 Bedrooms$1100/mo
3 Bedrooms$1400/mo
Median Home Price$240,000
Property Tax Rate0.8%
Avg Childcare/mo$800

Yuma’s housing market is relatively affordable, with a mix of new and established neighborhoods, and a growing demand for rentals. The city has seen an increase in new construction, particularly in the northwest part of town. However, the market can be seasonal, with fluctuations in demand and pricing during the winter months when snowbirds arrive

Cost of Living

Overall COL Index

88

US national avg = 100
vs National Avg

-12% below national average

Groceries

95

Transportation

92

Healthcare

105

Childcare/mo

$800

Tax Rates

Tax Overview
Total Sales Tax8.1%
Property Tax Rate0.8%
<p>State 5.6% + County 0.5% + City 2%</p>

Arizona has a state income tax with rates ranging from 2.59% to 4.54%, and Yuma residents are subject to these rates

Family & Relocation

Family Vibe Score
7/10
Safety Index

55

Higher = safer
School Rating

6/10

GreatSchools avg
Avg Childcare

$800/mo

City Pulse

Population Trend
+2% (growing)
Political Climate
Red
Business Momentum
Moderate, with key industries in agriculture, healthcare, and tourism
Top Local Concerns
Water conservation, public safety, economic development
🚌 Transit for Families

Yuma's public transit system is limited, but the city has made efforts to improve accessibility, with wheelchair-accessible buses and a growing network of bike lanes and sidewalks

🎡 Top Kid Attractions
  • 🎯
    Imperial Sand Dunes National Recreation Area
  • 🎯
    Yuma Territorial Prison
  • 🎯
    Colorado River State Historic Park

Best Neighborhoods for Families

The Foothills area is a popular choice for families, with its highly-rated schools and safe, suburban atmosphere. The downtown area is also seeing a resurgence, with new businesses and amenities catering to young families. For those looking for a more rural setting, the areas surrounding the city, such as Somerton and San Luis, offer a more laid-back pace of life

Household Budget Calculator

Estimate your real monthly cost of living in Yuma based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

Yuma has regulations in place regarding zoning, building codes, and environmental protection, particularly related to the Colorado River and surrounding agricultural areas

Yuma's economy is driven by agriculture, tourism, and military presence, with a growing focus on renewable energy and technology. The city is also seeing an increase in new businesses and startups, particularly in the downtown area

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📊 Yuma — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

☀️ Seasonal Utility Costs

Utility costs in Yuma can fluctuate significantly by season, with summer months seeing a surge in electricity usage due to air conditioning, and winter months seeing a decrease in usage. However, the city's mild winters mean that heating costs are relatively low, and the dry desert climate reduces the need for humidity-controlled cooling systems

🏛️ Local Tax Details

Key ZIP code level tax info: property tax millage rates range from 0.5 to 1.5, with some local surtaxes applying to specific areas, such as the Yuma County Library District

👶 Family & Stroller Friendliness

6, Yuma's sidewalk quality and park access are improving, but the city still has limited elevator access in transit and family infrastructure, making it challenging for stroller-using families to navigate

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