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Yuma, AZ Utility & Living Guide
Utilities, housing, taxes, cost of living, and local insights — everything residents and families need.
Monthly Utility Costs
$150/mo
$30/mo
$50/mo
$20/mo
$60/mo
Housing Market
| Rent & Property | |
|---|---|
| 1 Bedroom | $900/mo |
| 2 Bedrooms | $1100/mo |
| 3 Bedrooms | $1400/mo |
| Median Home Price | $240,000 |
| Property Tax Rate | 0.8% |
| Avg Childcare/mo | $800 |
Yuma’s housing market is relatively affordable, with a mix of new and established neighborhoods, and a growing demand for rentals. The city has seen an increase in new construction, particularly in the northwest part of town. However, the market can be seasonal, with fluctuations in demand and pricing during the winter months when snowbirds arrive
Cost of Living
88
-12% below national average
95
92
105
$800
Tax Rates
| Tax Overview | |
|---|---|
| Total Sales Tax | 8.1% |
| Property Tax Rate | 0.8% |
| <p>State 5.6% + County 0.5% + City 2%</p> | |
Arizona has a state income tax with rates ranging from 2.59% to 4.54%, and Yuma residents are subject to these rates
Family & Relocation
55
6/10
$800/mo
City Pulse
Yuma's public transit system is limited, but the city has made efforts to improve accessibility, with wheelchair-accessible buses and a growing network of bike lanes and sidewalks
- Imperial Sand Dunes National Recreation Area
- Yuma Territorial Prison
- Colorado River State Historic Park
Best Neighborhoods for Families
Household Budget Calculator
Estimate your real monthly cost of living in Yuma based on your household profile.
📰 Live Local News
Yuma has regulations in place regarding zoning, building codes, and environmental protection, particularly related to the Colorado River and surrounding agricultural areas
Financial Tools
- Income Tax CalculatorEstimate take-home pay by state
- Mortgage CalculatorMonthly payment estimator
- Affordability CalculatorHow much home can you afford?
- Childcare Cost EstimatorCompare daycare costs by city
- Retirement PlannerRetirement readiness check
- Car Lease CalculatorMonthly lease payment estimator
- Savings CalculatorGrow your emergency fund
- City Comparison ToolCompare cities side by side
Find Another City Guide
Search by city name or ZIP code to find utility costs, housing data and cost of living guides.
📊 Yuma — Census & Demographic Data
Official data from the US Census Bureau, American Community Survey.
☀️ Seasonal Utility Costs
Utility costs in Yuma can fluctuate significantly by season, with summer months seeing a surge in electricity usage due to air conditioning, and winter months seeing a decrease in usage. However, the city's mild winters mean that heating costs are relatively low, and the dry desert climate reduces the need for humidity-controlled cooling systems
🏛️ Local Tax Details
Key ZIP code level tax info: property tax millage rates range from 0.5 to 1.5, with some local surtaxes applying to specific areas, such as the Yuma County Library District
👶 Family & Stroller Friendliness
6, Yuma's sidewalk quality and park access are improving, but the city still has limited elevator access in transit and family infrastructure, making it challenging for stroller-using families to navigate
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