Zephyrhills, FL Utility & Living Guide

⚡ Featured Deal

Essentials for Your New Home

🛒 Shop This Deal Now

As an Amazon Associate I earn from qualifying purchases.

Tier 3 Location

Zephyrhills, FL Utility & Living Guide

Zephyrhills is a city in Pasco County, Florida, United States. The population was counted at 17,194 in the 2020 census.

Last updated: July 9, 2026
Total Utilities$255/mo
1BR Rent$910/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$158,000
📷 Live Cameras — Zephyrhills
Live camera
Live · refreshing...
🌤️ Live Weather — Zephyrhills
Loading weather...
Living in Zephyrhills, summers are hot, with Aug highs around 89.6°F, while winters stay mild, with Jan lows rarely below 50.7°F. At just 196 heating degree days per year, home heating costs are minimal. Annual rainfall reaches 61.6 inches, mostly summer thunderstorms. Within 5 miles: 16 parks, 2 groceries, 4 dining spots and 4 schools. For hospital care, the nearest facility is in a neighboring city. Median household income: $45,745. With a 13.5% poverty rate and 66.5% homeownership, the community reflects a stable residential mix. Air quality is Good — avg AQI 42 over the past week.
⚠️ Natural Hazard History — Zephyrhills
Loading hazard data...
💼 Calculate Your Future Retirement Income

Moving Your Assets to Zephyrhills?

Moving to Zephyrhills? Find out how much retirement income you could generate based on your current savings, age, and goals. Calculate Your Retirement Income → Free · Takes 2 minutes · No personal data required
💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Duke Energy Florida
🔥 Gas

—

N/A - Electric only
💧 Water

$45/mo

City of Zephyrhills Utilities
🗑️ Garbage

$25/mo

Waste Connections
📶 Internet

$65/mo

Combined Average Overhead$255/month

Housing Market

Rent & Property
1 Bedroom$910/mo
2 Bedrooms$1012/mo
3 Bedrooms$1265/mo
Median Home Price$158,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Zephyrhills is growing, with many retirees and families moving in. Prices are rising but still more affordable than nearby Tampa.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6% + Pasco County 1% + Zephyrhills 0.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+8% (growing)
Political Climate
Purple (mix of Republican and Democratic voters)
Business Momentum
Moderate with key industries in healthcare, retail, and tourism
Top Local Concerns
Traffic congestion, rising home prices, infrastructure needs
🚌 Transit for Families

Limited public transit; car-dependent but sidewalks are improving in newer areas.

🎡 Top Kid Attractions
  • 🎯
    Zephyrhills Water Park
  • 🎯
    Skydive City
  • 🎯
    Zephyrhills Museum of Military History

Best Neighborhoods for Families

The Links and Silverado are popular for families with good schools and parks. Downtown offers walkability but fewer family-sized homes.

Household Budget Calculator

Estimate your real monthly cost of living in Zephyrhills based on your household profile.

Financial Tools

Calculators
Planning Tools

Find Another City Guide

Search by city name or ZIP code to find utility costs, housing data and cost of living guides.

📊 Zephyrhills — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$45,745
👤 Median Age
51.3
🏠 Homeownership Rate
66.5%
🔑 Renter Rate
33.5%
📉 Poverty Rate
13.5%
💼 Unemployment Rate
4.1%
📡 Internet Access
81.7%
🎓 College Educated
16.4%

☀️ Seasonal Utility Costs

Summer AC usage spikes electric bills to $150+, while winter months average around $90. Water usage remains steady year-round.

🏛️ Local Tax Details

ZIP 33540-33542: Property tax millage rate ~1.2%. No local surtaxes beyond county rates.

👶 Family & Stroller Friendliness

6/10: Decent sidewalks in newer areas but limited park access downtown. Few dedicated stroller paths.

📍 Zephyrhills City Stories

Zephyrhills, Florida — City Overview

Living in Zephyrhills, summers are hot, with Aug highs around 89.6°F, while winters stay mild, with Jan lows...

Read more →
📰 Latest FL Stories
Florida Living Report — October 13, 2026

Florida Living Report — October 13, 2026

Florida Living Report — October 13, 2026 Finklick tracks 344 cities across Florida. Total state population: 21,634,529. Median...

Read more →
Florida Living Report — October 11, 2026

Florida Living Report — October 11, 2026

With a population of over 21.6 million, Florida has long been a magnet for newcomers, but the state’s...

Read more →
Florida Living Report — October 10, 2026

Florida Living Report — October 10, 2026

When considering a move to Florida, the numbers tell a compelling story of a state still in the...

Read more →
Florida Living Report — October 09, 2026

Florida Living Report — October 09, 2026

Florida has long been a magnetic destination for movers, and with a population of over 21.6 million, it...

Read more →
Amazon

Get your home essentials, storage, and moving supplies delivered.

Shop Moving Essentials

As an Amazon Associate I earn from qualifying purchases.