Zephyrhills, FL Utility & Living Guide

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Tier 3 Location

Zephyrhills, FL Utility & Living Guide

Zephyrhills offers a small-town feel with convenient access to Tampa's amenities.

Last updated: June 26, 2026
Total Utilities$255/mo
1BR Rent$1200/mo
Sales Tax7.5%
COL Index105 (+5% above national average)
Family Score6/10
Median Home$320,000
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⚠️ Natural Hazard History — Zephyrhills
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💰 Budget Calculator
🔌 Utilities
🏠 Housing
📊 Cost of Living
💰 Taxes
👨‍👩‍👧 Families
🧮 Tools

Monthly Utility Costs

⚡ Electric

$120/mo

Duke Energy Florida
🔥 Gas

N/A - Electric only
💧 Water

$45/mo

City of Zephyrhills Utilities
🗑️ Garbage

$25/mo

Waste Connections
📶 Internet

$65/mo

Combined Average Overhead $255/month

Housing Market

Rent & Property
1 Bedroom$1200/mo
2 Bedrooms$1600/mo
3 Bedrooms$2100/mo
Median Home Price$320,000
Property Tax Rate1.2%
Avg Childcare/mo$1000

The housing market in Zephyrhills is growing, with many retirees and families moving in. Prices are rising but still more affordable than nearby Tampa.

Cost of Living

Overall COL Index

105

US national avg = 100
vs National Avg

+5% above national average

Groceries

102

Transportation

98

Healthcare

100

Childcare/mo

$1000

Tax Rates

Tax Overview
Total Sales Tax7.5%
Property Tax Rate1.2%
<p>State 6% + Pasco County 1% + Zephyrhills 0.5%</p>

Florida has no state income tax.

Family & Relocation

Family Vibe Score
6/10
Safety Index

50

Higher = safer
School Rating

6.5/10

GreatSchools avg
Avg Childcare

$1000/mo

City Pulse

Population Trend
+8% (growing)
Political Climate
Purple (mix of Republican and Democratic voters)
Business Momentum
Moderate with key industries in healthcare, retail, and tourism
Top Local Concerns
Traffic congestion, rising home prices, infrastructure needs
🚌 Transit for Families

Limited public transit; car-dependent but sidewalks are improving in newer areas.

🎡 Top Kid Attractions
  • 🎯
    Zephyrhills Water Park
  • 🎯
    Skydive City
  • 🎯
    Zephyrhills Museum of Military History

Best Neighborhoods for Families

The Links and Silverado are popular for families with good schools and parks. Downtown offers walkability but fewer family-sized homes.

Household Budget Calculator

Estimate your real monthly cost of living in Zephyrhills based on your household profile.

Local Briefing & Neighborhood Pulse

Live Local News

No local income tax. Property taxes are based on assessed value with homestead exemptions available.

Zephyrhills is seeing growth in healthcare and retail sectors. The city is also becoming a popular retirement destination.

Financial Tools

Calculators
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📊 Zephyrhills — Census & Demographic Data

Official data from the US Census Bureau, American Community Survey.

💰 Median Household Income
$42,023
👤 Median Age
51.3
🏠 Homeownership Rate
66.0%
🔑 Renter Rate
34.0%
📉 Poverty Rate
16.2%
💼 Unemployment Rate
4.0%
📡 Internet Access
81.7%
🎓 College Educated
16.4%

☀️ Seasonal Utility Costs

Summer AC usage spikes electric bills to $150+, while winter months average around $90. Water usage remains steady year-round.

🏛️ Local Tax Details

ZIP 33540-33542: Property tax millage rate ~1.2%. No local surtaxes beyond county rates.

👶 Family & Stroller Friendliness

6/10: Decent sidewalks in newer areas but limited park access downtown. Few dedicated stroller paths.

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